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Mortgage Insurance Glossary


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Mortgage Insurance Glossary


A common type of secured loan that uses your flat or house as the security.

Mortgage Insurance

Cover designed to pay off any outstanding mortgage balance if the policyholder dies during the term of the cover.


Length of the insurance contract.


The underlying company that is providing the insurance. Often this is Fortis, Ageas, Axa or Aviva.

Fixed Premiums

Premiums that are guaranteed not to rise over the length of the cover, more expensive but give you a known cost.

Guaranteed Premiums

Another way of describing fixed premiums.

Life Cover

Common way of explaining life insurance.


The person whose life the policy would pay out on.

Life Insurance with Critical Illness Cover

Protection plans that include all the benefits of term life insurance but also includes insurance against contracting a specified critical illness, such as cancer.

Specified Condition

Different critical illness cover insurers have different specified conditions. Always read the print so you know what is and is not covered.

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